Laura LaPorte IDC Global Agent

Laura LaPorte

NC REALTOR®
DRE# 293495
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(704) 293-7851

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U.S. Home Sales See First Annual Gain Since 2021; Charlotte Market Surges

By Helen Adams Realty - December 20, 2024
  Canopy Realtor® Association Market Updates Reprinted from November 2024 CRRA Monthly Indicators U.S. existing-home sales rose 3.4% month-over-month and 2.9% year-over-year in November to a seasonally adjusted annual rate of 3.96 million units. This exceeded economists’ expectations for the month and marked the first annual gain on a national level since July 2021, according t
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Introlend Monthly Mortgage Outlook - Nov 2024

By Helen Adams Realty - November 23, 2024
As the final weeks of 2024 quickly approach, we've begun experiencing some post-election calm in the rate market. While rates are still higher than we'd like, we're ultimately heading towards a light at the end of the tunnel. The most recent Fed meeting produced a 0.25% reduction in the Fed Funds Rate and with one final meeting before the end of the year, it remains to
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Inventory, Sales on the Rise In Charlotte Heading Into Cooler Months

By Helen Adams Realty - November 22, 2024
Canopy Realtor® Association Market Updates Reprinted from October 2024 CRRA Monthly Indicators U.S. existing-home sales unexpectedly slipped 1.0% month-over-month in October and 3.5% year-over-year to a seasonally adjusted annual rate of 3.84 million, the lowest level in more than a decade, according to the National Association of REALTORS® (NAR). Prospective buyers have pulled back in
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Introlend Monthly Mortgage Outlook - October 2024

By Helen Adams Realty - October 21, 2024
  If last month's surprise move by the Fed lowering the Fed Funds Rate by 0.5% had you hoping interest rates would immediately drop, you weren't alone. While the Fed Funds Rate does impact mortgage and other consumer lending interest rates, it's not a direct correlation. We were given a good reminder the market is as much about emotion and perception as it is data. After a coup
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U.S. Existing-Home Sales Drop as Median Prices Surge to Record Levels

By Helen Adams Realty - October 21, 2024
Canopy Realtor® Association Market Updates Reprinted from September 2024 CRRA Monthly Indicators U.S. existing-home sales slid 2.5% month-over-month and 4.2% year-over-year in September to a seasonally adjusted annual rate of 3.86 million units, according to the National Association of REALTORS® (NAR). Meanwhile, home prices have continued to reach record heights nationwide, with NAR r
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IntroLend Monthly Mortgage Outlook - September 2024

By Helen Adams Realty - September 23, 2024
  The Fed made a somewhat surprising move today and cut interest rates 50 bps, or 0.5%, rather than the more conservative 25 bps lenders have already priced into their rate sheets. There’d been talk the last few days about a potential larger cut and that’s exactly what happened.  The initial reaction from markets was slightly volatile, but that’s to be expected
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Lower Rates, Rising Supply Boost Home Sales After 5-Month Dip

By Helen Adams Realty - September 23, 2024
  Canopy Realtor® Association Market Updates Reprinted from August 2024 CRRA Monthly Indicators U.S. existing-home sales increased for the first time in 5 months, as lower mortgage rates and rising supply helped boost market activity. According to the National Association of REALTORS® (NAR), sales of previously owned homes rose 1.3% month-over-month to a seasonally adjusted annua
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IntroLend Monthly Mortgage Outlook - August 2024

By Thomas Baker, IntroLend Carolinas - August 21, 2024
  The light at the end of the tunnel may be closer than we think. Economists are now expecting the first interest rate cut from the Fed at their September meeting, which has caused lenders to begin lowering pricing on their rate sheets. Whereas a couple months ago, it seemed unlikely we'd see any interest rate relief from the Fed, some experts now predict as much as a full 1% cut by th
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Charlotte Sees Inventory and Price Growth Despite U.S. Sales Dip

By Helen Adams Realty - August 19, 2024
Canopy Realtor® Association Market Updates Reprinted from July 2024 CRRA Monthly Indicators U.S. existing home sales fell 5.4% month-over-month in July and 5.4% year-over-year to a seasonally adjusted annual rate of 3.89 million units, with monthly sales down in all four regions, according to the National Association of REALTORS® (NAR). Higher mortgage rates, along with rising sales pr
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Introlend Monthly Mortgage Outlook - July 2024

By Helen Adams Realty - July 22, 2024
  Interest rates continue their ebb and flow with the release of economic data showing the progress made with inflation. The coming election will be a variable, possibly even more so with July's unprecedented events. We've seen recent improvement due to consumer price index and unemployment data indicating a light at the end of the tunnel, so we may see a rate cut by the end of thi
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Summer Surge: New Listings and Inventory Heat Up Charlotte's Real Estate Market

By Helen Adams Realty - July 22, 2024
  Canopy Realtor® Association Market Updates Reprinted from June 2024 CRRA Monthly Indicators U.S. existing-home sales declined for the third consecutive month, as higher mortgage rates and rising sales prices hindered market activity during what has traditionally been one of the busiest months of the year. According to the National Association of REALTORS® (NAR), sales of previo
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New Listings, Inventory Continue to Grow as Existing-Home Sales Fall

By Helen Adams Realty - June 22, 2024
    Canopy Realtor® Association Market Updates Reprinted from May 2024 CRRA Monthly Indicators U.S. existing-home sales fell for the second month in a row in May, sliding 1.9% month-over month and 1.9% year-over-year, according to the National Association of REALTORS® (NAR), with sales down in all four regions of the country. Higher borrowing costs and accelerating home pri
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